The JMAC management team possess a total of over 40 years’ experience gained in the fields of analytics, risk management, portfolio management and pricing, mathematical and statistical modeling and consumer and commercial credit bureau.
Martin has over 21 years’ risk management experience across the UK, the Eurozone and Asia. He is a native English speaker, fluent in Italian, and a conversational speaker of French and Spanish. Martin is a Fellow of the Chartered Institute of Credit Management (FCICM), the Institute of Directors (MIoD) and Associate Fellow of the Operational Research Society (AFORS). He holds a Masters degree in Operational Research (MSc Eng) and an undergraduate degree in Accountancy (BA Hons).
With a long history of contributions to industry publications, Martin is also a frequent speaker at industry events, recently hosting a round table event at CDSP 2016.
Martin started his career in 1995 with HSBC as Decision Support Analyst. In 1998 he was approached to join Equifax plc. During his 7 years with Equifax he held a number of senior roles in both the client project and product development teams. Immediately prior to founding JMAC in 2010 he was Chief Risk Officer with Sigla Credit in Italy, responsible for all facets of risk management and a key player in the growth strategy of this P/E backed investment.
Christabel is an expert in the field of mathematical and statistical modeling, portfolio management and product pricing. She is an expert user of the SAS statistical software package, with experience of applications development gained on UNIX, Server and PC platforms. She is a native English speaker, fluent in Italian, a conversational speaker of French and Spanish and has a working knowledge of German. She holds a degree in Mathematics with European Studies (BSc Hons) from the University of Sussex/Université Libre de Bruxelles.
Christabel started her career in 1998 with Equifax in the UK where she worked within both the client-facing Banking and Finance team and Product Development. In 2003 she was approached by Lloyds Banking Group, where she worked as Senior Analyst providing analytical support in the management of the Group’s non-branded credit card portfolio.
In 2005 she was appointed Risk Management Consultant for Sigla Credit in Italy, providing analytical support covering the whole credit life cycle. She joined the JMAC team in June 2010 as Risk Management Consultant before joining the Board of Directors in December 2012.